No, you cannot. What about obtaining and reading the HOA docs and understanding all that is written in them? That is a big undertaking.
Obviously, you don’t want to make an offer on a house without being pre-approved for a mortgage. Naturally, you want the type of mortgage which is best for you. So asking what the mortgage company ifs offering could be a recipe for disaster. A realtor should be able to guide you down the right path. Oh, and while we are speaking about pre-approval, let’s mention the proper budge for the purchase. How much can you afford? Talk to your realtor about the costs associated with home ownership in that specific location.
Lastly, a great Realtor should be able to assist a homebuyer with their checklist. If you don’t have a checklist, make one which contains your “must haves” and “don’t wants.” Your Realtor may have a form list for you to follow. Making a list and sticking to it will help you get the home of your dreams and a Realtor can make it easy to find!
Buying Your Home
I don’t care if it’s your first home or your ninth home, when buying real estate, you should ALWAYS consult with a Realtor. A good real estate agent is like a property detective. They research neighborhoods, schools, and HOAs. Looking at homes on the internet is fine, and can really assist a home buyer in figuring out what their needs are: however, can you tell if many of the homes in the community are rentals by looking at the internet? No, you cannot. What about obtaining and reading the HOA docs and understanding all that is written in them? That is a big undertaking.
View original post 178 more words